$14,000+

in unnecessary bank fees most families never notice

$50,000+

in missed investment growth from poor strategies

$7,200

in government grants families don't fully claim

The Canadian RESP From Setup to Withdrawal

No more Googling. No more contradictory advice. No more wondering if you're doing it right. Just 3 clear modules that teach you everything you need to know - from setup to withdrawal.

woman on telephone laughing on a couch

Meet Your Instructor, Moira Rose Váně

I'm not a bank trying to sell you investment products. I'm not a blogger just regurgitating generic advice. I'm a lawyer-turned-QAFP® who's helped hundreds of colleagues and friends optimize their RESPs, and I built this course because I was tired of seeing the same money-loss mistakes over and over. I paid off student loans. I learned investing by doing. I understand what it's like to navigate this without family money or financial expertise. This course is what I wish had existed when I was figuring this out myself.

Course Curriculum

6 Chapters · 56 Lessons

  1. 1

    The RESP course

    1. (Included in full purchase)

      Welcome to the RESP course

  2. 2

    Section 1 - Start your RESP the Right Way

    1. (Included in full purchase)

      1. Intro to Section 1

    2. (Included in full purchase)

      2. What is the RESP

    3. (Included in full purchase)

      3. Three kinds of government money

    4. (Included in full purchase)

      4. Types of RESP accounts

    5. (Included in full purchase)

      5. Terminology

    6. (Included in full purchase)

      6. Residency Considerations

    7. (Included in full purchase)

      7. Indigenous People and the RESP

    8. (Included in full purchase)

      8. Planning assumptions for the course

    9. (Included in full purchase)

      9. How to start an RESP

    10. (Included in full purchase)

      10. Multiple RESP accounts

    11. (Included in full purchase)

      11. RESP contribution limits

    12. (Included in full purchase)

      12. Front loading your RESP

    13. (Included in full purchase)

      13. Catching up on RESP contributions

    14. (Included in full purchase)

      14. How to check your existing RESP

    15. (Included in full purchase)

      15. Identifying high RESP fees

    16. (Included in full purchase)

      16. How to transfer your RESP

  3. 3

    Section 2 - Manage and Invest your RESP with confidence

    1. (Included in full purchase)

      1. Intro to Section 2

    2. (Included in full purchase)

      2. Understanding investment basics

    3. (Included in full purchase)

      3. How to invest your RESP & Understanding the Glide Down Strategy

    4. (Included in full purchase)

      4. Age based Asset Allocations

    5. (Included in full purchase)

      5. What kind of investments do you buy?

    6. (Included in full purchase)

      6. Choosing your RESP brokerage

    7. (Included in full purchase)

      7. Why fees matter

    8. (Included in full purchase)

      8. Self-directed Investment Options

    9. (Included in full purchase)

      9. Robo Advisor Options

    10. (Included in full purchase)

      10. How to contribute to your RESP

    11. (Included in full purchase)

      11. Managing multiple children

  4. 4

    Section 3 - Withdraw your RESP without penalties

    1. (Included in full purchase)

      1. Intro to Section 3

    2. (Included in full purchase)

      2. Understanding your RESP money

    3. (Included in full purchase)

      3. Withdrawal strategy

    4. (Included in full purchase)

      4. Withdrawal rules

    5. (Included in full purchase)

      5. Understanding tax brackets

    6. (Included in full purchase)

      6. Where can they go to school?

    7. (Included in full purchase)

      7. What can they spend the money on?

    8. (Included in full purchase)

      8. How to actually withdraw the money

    9. (Included in full purchase)

      9. What if they take a gap year or switch programs?

    10. (Included in full purchase)

      10. What if they don't go to school or drop out?

    11. (Included in full purchase)

      11. Critical time for closing the RESP

    12. (Included in full purchase)

      12. Common mistakes to avoid

    13. (Included in full purchase)

      13. Q&A and Thank you

  5. 5

    Module with Real life examples

    1. (Included in full purchase)

      How to calculate taxes on higher income students

    2. (Included in full purchase)

      How to calculate asset allocations with multiple kids

    3. (Included in full purchase)

      TD e-series allocation

    4. (Included in full purchase)

      JustWealth Roboadvisor

    5. (Included in full purchase)

      How to find your MER

    6. (Included in full purchase)

      Favourite online calculator

    7. (Included in full purchase)

      Catching up on missed contributions

  6. 6

    RESP Roadmap guides

    1. (Included in full purchase)

      RESP Roadmap: Set-up checklist

    2. (Included in full purchase)

      RESP Roadmap: Audit & transfer guide

    3. (Included in full purchase)

      RESP Roadmap: Investment playbook

    4. (Included in full purchase)

      RESP Annual portfolio review checklist

    5. (Included in full purchase)

      RESP Roadmap: Withdrawal and tax planner

    6. (Included in full purchase)

      RESP Roadmap: Family RESP organizer

    7. (Included in full purchase)

      RESP Roadmap: Withdrawal admin pack

    8. (Included in full purchase)

      RESP Roadmap: Special scenario guide

What people are saying

Testimonials build trust — fast. Edit this section to show how your product is making a difference and help your audience purchase with confidence.

”
The RESP course is an excellent resource. It explains how to set up, manage, and withdraw RESP in straightforward language that is easy to apply. The information is accessible and practical. 10/10 recommend!
Paulette DeKelver

⭐⭐⭐⭐⭐

I was so unsure how much to put into our RESP and worried it wouldn't even work if my kids chose the trades. This course made it all make sense and took a huge weight off my shoulders. I didn't know they could use the money for tools or a truck!
Anonymous

⭐⭐⭐⭐⭐

”
Knowing what to invest the RESP in was the biggest hurdle for me when it came to doing self-directed investing. The guides you provided make so much sense and the real life calculations showing how you did your own RESP made it so clear.
Anonymous

⭐⭐⭐⭐⭐

”
There is a lot to know about RESPS. Should grandparents open them? How do you take advantage of all the government grants? How do you self-direct your investments? And what the heck happens if your kid doesn't go to post-secondary at all? From set-up to withdrawal, this course spells out everything. Moira is a great teacher. I found her RESP course to be beautifully and intuitively laid out. My only wish is that she could back in time and do this course 10 years ago (...) but like all investments, the second-best time to have this information is now. :)
Jen Janzen

⭐⭐⭐⭐⭐

”
This course is a wonderful resource for anyone at any stage of their RESP journey. It covers everything from opening an RESP, to managing and investing within it, and eventually how to withdraw funds effectively. Moira presents the material clearly and articulately, making complex concepts easy to understand. I highly recommend this course to any parent or subscriber looking to make the most of their RESP.
Fiona Andrew

⭐⭐⭐⭐⭐

The RESP Course -  $199 CAD

✓ 3 comprehensive modules ✓ Step-by-step video lessons ✓ Downloadable worksheets ✓ Lifetime access

Course + Personalized Review - $499 CAD

✓ Everything in the course ✓ 45-minute personalized RESP review ✓ Expert analysis of your setup ✓ Custom recommendations ✓ Peace of mind guarantee *Group RESP setup reviews are not available at this time.

Built Specifically for Canadian Parents Who Want Real Answers

Enroll now to gain the knowledge and confidence to secure your child's educational future

Enroll Now

Want to gift this course to someone else? 🎁

When you reach checkout, select the checkbox that says “This is a gift” (right above entering your Payment Method). You’ll be prompted to add the recipient’s details and a message, and we’ll take care of the rest!

Financial Disclaimer

The RESP Course is an educational program designed to help you understand Registered Education Savings Plans (RESPs) and make informed decisions about your child's education savings. It is not personalized financial advice, it does not guarantee specific outcomes, and enrollment does not create a client-advisor relationship .The content in this course, including all video lessons, worksheets, templates, and resources, provides general educational information only. It is not tailored to your specific financial situation, goals, risk tolerance, or circumstances. Information about RESPs, Canada Education Savings Grants (CESG), provincial grant programs, and related government initiatives is accurate as of the course creation date but is subject to change by federal and provincial governments.